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The bank has registered
a growth of 34.48 crores in advances (during the period April’11 to September’11)
which comes to 6.2% of total advance. In K.C.C. bank has disbursed 65.80 crores
in 35158 accounts during the period(April’11 to Sept.’11) against last year’s achievement
of 72.02 crores. 16 new Farmers’ Clubs have been formed. The Bank has opened 11179
No frill accounts against last year’s figure of 16658. Recovery percentage has increased
from 47.65% to 49.59%. Bank has registered a profit of 3.19 crore as on 30.09.2011,
whereas the profit during 2010-11 was Rs. 1.70 crores.
The bank has undertaken
these activities recently-
(i)
NEFT Facility has been introduced in our Bank
for transfer of fund to/from any branch of other banks
(ii)
achieved 100% migration to CBS platform during the period
(iii)
VGB is the only Bank in the state to have achieved
100% financial inclusion household wise in the service area of all its Branches.
All 9 districts covered under Financial Inclusion programme.
(iv)
42240 Kisan Credit Card accounts financed during the
FY2010-11 to the farmers by our branches
(v)
16228
“No Frill” a/cs have been opened during the year 2010-11 and total no. of such a/cs
opened till 31.03.2011 is 1,92,521.
(vi)
Total No. of Farmers’
Clubs
– 271 as on 31.3.11
(vii)
VGB is on second position in the state under PMEGP
finance.
(viii)
Special thrust on Non-fund business by way of cross selling under SBI Life. Bank
has been able to collect premium of Rs. 2.13 cr. upto November’11 and position of
the Bank is 2nd among SBI sponsored RRBs.
(ix)
Reward & recognition programme was organized in June 2011
& November’11 to facilitate good performers
(x)
Blood donation camps & health check-up camps are being organized in all district
headquarter on monthly basis.
(xi)
Adoption of 9 girl child
(xii)
Under financial inclusion, ICT based project is under implementation in Dumka &
Latehar districts to provide banking facility in village having population above
2000. About 12200 accounts have been opened in 12 villages.
(xiii)
introduction
of Education Loan Scheme for Public
(xiv)
MoU between NABARD and our Bank for co-financing in Agricultural sector
(xv)
Head Quarter building of our Bank becomes “WI-FI” enabled,
first such building of any Bank in the States of Jharkhand & Bihar.
(xvi)
Computer Lab to give in-house training on CBS, again the First by any RRB in Jharkhand & Bihar.
(xvii)
Bank has made tie-up arrangement for financing commercial vehicles, Two/three wheeler,
auto & Tractor with Tata Motors, Mahindra & Mahindra, Bajaj Auto, Hero Honda,
Piaggio, Eicher, Sonalika and Escorts, scooter India Ltd., J.S.Auto(P) Ltd.
(xviii)
Bank has also made tie-up arrangement with SG Enterprises, Reliance Energy &
Tata B.P. for financing Solar Power Equipments.
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